Copyright © 2023. Jaya Credit Capital. All rights reserved
Free Application - Fast Results
Welcome to JAYA CREDIT CAPITAL
The Most Trusted in Johor
We provide top-notch personal and business loan solutions for individuals and companies in Johor. With our team of experienced financial consultants, we have helped over 4,828 clients across the country. Trust us—we understand your needs and are committed to resolving your financial challenges.
- 0 Hidden Fees or Deposits
- Fast and Easy Approval
- 24/7 Customer Service
- Flexible Repayment Plans from 3 to 60 Months
- Loan Amounts Up to 15 Times Your Salary
Outstanding Customer Service
Our team is committed to delivering exceptional customer service and support, ensuring that our clients feel respected and well-assisted throughout the entire loan process.
Tailored Loan Solutions
We customize our loan products to meet each client’s unique needs, guaranteeing personalized solutions that match their individual financial requirements.
High Loan Amounts
We offer personal and business loans of up to RM1,000,000, enabling our clients to secure the necessary funds to achieve their financial goals.
Services
Flexible Solutions
Personal Loans
Enjoy 24/7 customer support, approval rates of up to 89% within just 20–30 minutes, and attractive interest rates as low as 3%—regardless of your past credit history or blacklist status.
SME/Business Loans
Our highly skilled team is ready to provide prompt and cost-effective business loan solutions while ensuring complete confidentiality. We're here to help businesses meet their financial needs.
Instant Loans
Our short-term loan service is designed for urgent financial needs. Apply now for fast processing and approval within just 30 minutes. Plus, enjoy a 3% interest discount when you repay within one month.
Example
Reference Illustration
Minimum repayment period: 3 months
Maximum repayment period: 60 months
Repayment terms are negotiable.
Maximum Annual Percentage Rate (APR): 6% – 10%
For the latest rates, please contact us.
No hidden costs or fees.
|
Loan Amount
|
6 Months
|
9 Months
|
12 Months
|
18 Months
|
24 Months
|
36 Months
|
48Months
|
|---|---|---|---|---|---|---|---|
|
RM5,000
|
RM852.89
|
RM574.24
|
RM434.94
|
RM295.70
|
RM226.14
|
RM156.68
|
RM122.06
|
|
RM10,000
|
RM1,705.77
|
RM1,148.48
|
RM869.88
|
RM591.40
|
RM452.27
|
RM313.36
|
RM244.13
|
|
RM50,000
|
RM8,528.85
|
RM5,742.38
|
RM4,349.42
|
RM2,957.01
|
RM2,261.36
|
RM1,566.82
|
RM1,220.65
|
|
RM100,000
|
RM17,057.71
|
RM11,484.76
|
RM8,698.84
|
RM5,914.03
|
RM4,522.73
|
RM3,133.64
|
RM2,441.29
|
|
RM300,000
|
RM51,173.13
|
RM34,454.29
|
RM26,096.53
|
RM17,742.09
|
RM13,568.19
|
RM9,400.91
|
RM7,323.88
|
Customer Reviews
What our customers say
Hear from our dear customers, they have something to tell us about us.
My finances took a bit of a hit during the pandemic. I tried to apply for a loan from the bank but was rejected. Luckily, I found Jaya Credit Capital through a friend and the loan was quickly approved and funded within an hour! I really recommend it!
I am very satisfied with the whole loan process - no hassles. The person in charge is very friendly and patient, which is commendable. The key is that they are able to offer the lowest fixed interest rate in Malaysia. I highly recommend their services!
Jaya Credit Capital made the loan disbursement process fast and easy. Their friendly team of professionals comes highly recommended. I really appreciate your help.
License Details
License Number: WL7254/01/01-3/171125
Valid From: 17/11/2023 – 17/11/2025
Contact Us
- Service Location: Johor Bahru
- 24 Hours Support ： Monday - Sunday